Coverart for item
The Resource Shortchanged : life and debt in the fringe economy, Howard Karger

Shortchanged : life and debt in the fringe economy, Howard Karger

Label
Shortchanged : life and debt in the fringe economy
Title
Shortchanged
Title remainder
life and debt in the fringe economy
Statement of responsibility
Howard Karger
Creator
Subject
Language
eng
Summary
"Drive through just about any low-income neighborhood and you're sure to see streets lined with pawnshops, check cashers, rent-to-own stores, payday and tax refund lenders, auto title pawns, and buy-here-pay-here used car lots. We're awash in "alternative financial services" directed at the poor and those with credit problems. Howard Karger describes this world as an economic Wild West, where just about any financial scheme that's not patently illegal is tolerated." "Taking a hard look at this fringe economy, Karger shows that what seem to be small, independent storefront operations are actually part of a fully formed, parallel economy dominated by a handful of well-financed corporations, subject to little or no oversight, with increasingly strong ties to mainstream financial institutions." "Filled with heartbreaking stories of real people trapped in perpetual debt, Shortchanged exposes the deceptive practices that allow these businesses to prey on people when they are most vulnerable. Karger reveals the many ways this industry has run amok, ruining countless people's lives, and shows that it's not just the poor but, more and more, maxed-out middle class consumers who fall prey to these devious schemes."--Jacket
Member of
Cataloging source
DLC
http://library.link/vocab/creatorDate
1948-
http://library.link/vocab/creatorName
Karger, Howard Jacob
Dewey number
332.3
Illustrations
illustrations
Index
index present
LC call number
HG178.33.U6
LC item number
K37 2005
Literary form
non fiction
Nature of contents
bibliography
Series statement
BK currents book
http://library.link/vocab/subjectName
  • Poor
  • Working class
  • Informal sector (Economics)
  • Financial services industry
  • Debt
  • Microfinance
  • Pawnbroking
  • Loans, Personal
  • Working poor
  • Marginality, Social
Label
Shortchanged : life and debt in the fringe economy, Howard Karger
Instantiates
Publication
Bibliography note
Includes bibliographical references (pages 218-236) and index
Carrier category
volume
Carrier category code
  • nc
Carrier MARC source
rdacarrier
Content category
text
Content type code
  • txt
Content type MARC source
rdacontent
Contents
pt. I. Overview of the fringe economy -- 1. America's changing fringe economy -- 2. Why the fringe economy is growing -- 3. Debt and the functionally poor middle class -- pt. II. The fringe sectors -- 4. The credit card industry -- 5. Storefront loans : pawnshops, payday loans, and tax refund lenders -- 6. Alternative services : check-cashers, the rent-to-own industry, and telecommunications -- 7. Fringe housing -- 8. Real estate speculation and foreclosure -- 9. The fringe auto industry -- 10. The getting-out-of-debt industry -- pt. III. Looking forward -- 11. What can be done to control the fringe economy? -- Glossary
Control code
58595162
Dimensions
25 cm
Edition
1st ed.
Extent
xx, 252 pages
Isbn
9781576753361
Lccn
2005040973
Media category
unmediated
Media MARC source
rdamedia
Media type code
  • n
Other control number
9781576753361
Other physical details
illustrations
Label
Shortchanged : life and debt in the fringe economy, Howard Karger
Publication
Bibliography note
Includes bibliographical references (pages 218-236) and index
Carrier category
volume
Carrier category code
  • nc
Carrier MARC source
rdacarrier
Content category
text
Content type code
  • txt
Content type MARC source
rdacontent
Contents
pt. I. Overview of the fringe economy -- 1. America's changing fringe economy -- 2. Why the fringe economy is growing -- 3. Debt and the functionally poor middle class -- pt. II. The fringe sectors -- 4. The credit card industry -- 5. Storefront loans : pawnshops, payday loans, and tax refund lenders -- 6. Alternative services : check-cashers, the rent-to-own industry, and telecommunications -- 7. Fringe housing -- 8. Real estate speculation and foreclosure -- 9. The fringe auto industry -- 10. The getting-out-of-debt industry -- pt. III. Looking forward -- 11. What can be done to control the fringe economy? -- Glossary
Control code
58595162
Dimensions
25 cm
Edition
1st ed.
Extent
xx, 252 pages
Isbn
9781576753361
Lccn
2005040973
Media category
unmediated
Media MARC source
rdamedia
Media type code
  • n
Other control number
9781576753361
Other physical details
illustrations

Library Locations

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      1020 Lowry Street, Columbia, MO, 65201, US
      38.944491 -92.326012
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